Deferment Options
Deferment Descriptions and Forms
For specific details regarding eligibility,
refer to the
Deferment
Eligibility Chart
| Deferment Form | Description |
|---|---|
This deferment is available to borrowers attending an eligible institution and meeting enrollment requirements. |
|
| Internship/Residency Deferment Request (EDU) | This deferment is intended to cover:
|
| Graduate Fellowship Deferment Request (EDU) | This deferment is available to borrowers enrolled in an eligible program graduate fellowship. |
| Rehabilitation Training Program Deferment Request (EDU) | This deferment is available to borrowers participating in an eligible rehabilitation training program. |
| Teacher Shortage Area or Targeted Teacher Deferment Request (EDU) | This deferment is intended to cover full-time teaching in a public or nonprofit private elementary or secondary school in a teacher shortage area defined by the Department, as recommended by the chief state school officer of the state. |
| Unemployment Deferment Request (UNEM) | This deferment is available to borrowers who are conscientiously seeking, but unable to find full-time employment in the United States. |
| Temporary Total Disability Deferment Request (TDIS) | This deferment is available to borrowers who are temporarily totally disabled, as certified by a physican. |
| Economic Hardship Deferment Request (HRD) | This deferment is intended to cover a borrower who earns less than minimum wage or exceeds a federally defined debt-to-income ratio. |
| Parental Leave Deferment Request (PLWM) | This deferment is intended to cover a borrower who is pregnant or caring for a newborn or newly adopted child. |
| Working Mother Deferment Request (PLWM) | This deferment is intended to cover mothers of preschool-age children when mothers are entering or reentering the work force. |
| Armed Forces or Public Health Service Deferment Request (PUB) | This deferment generally applies to active duty members of the U.S. Armed Forces and others providing service as a full-time officer in the Commissioned Corps of Public Health Service (USPHS). |
| National Oceanic and Atmospheric Administration Corps Deferment Request (PUB) | This deferment is intended to cover active duty service in the National Oceanic and Atmospheric Administration Corps (NOAA). |
| This deferment is intended to cover volunteer service under the Peace Corps Act and full-time paid volunteer service with an organization participating in a program authorized under Title I of the Domestic Volunteer Act of 1973 (ACTION programs) and full-time paid volunteer service with a tax-exempt organization that the U.S. Department of Education has determined to be comparable to service as a Peace Corps or ACTION volunteer. | |
| PLUS Borrower with Dependent Student Deferment Request (PLUS) | This deferment is available to PLUS loan borrowers if the dependent student for whom a PLUS loan was obtained meets the conditions required for an in-school or rehabilitation training deferment. |
 |
You will need Adobe Acrobat Reader to read and print our on-line deferment forms. |
Contact information about deferments
For more information regarding deferments, please contact a CSLF Loan Coordinator at (800) 237-9721.